Independent living is a type of senior housing that provides residents with the ability to live independently in a community of other seniors. Independent living communities are designed to cater to the needs of senior citizens who are looking for a low-maintenance lifestyle, while still maintaining a certain level of independence. This type of housing is ideal for seniors who are in good health and do not require constant medical attention.
FAQ: Top questions about Independent living
What is included in the cost of independent living?
Typically, the cost includes the rent for the apartment or living space, utilities, housekeeping, maintenance, and access to community amenities. Many communities also offer additional services included in the cost of rent such as excursions, transportation, meals and drinks, beauty care, and access to community social events.
What are the common amenities included in independent living?
Most independent living communities offer a range of amenities that are designed to provide residents with a comfortable and enjoyable living experience. These may include fitness centers, swimming pools, game rooms, libraries, movie theaters, community events and social activities, on-site restaurants, and transportation services.
Why should I pick independent living?
Independent living is an excellent choice for seniors who want to maintain their independence while living in a community of like-minded individuals. Independent living communities provide residents with a safe and secure environment that is designed to meet their specific needs. This type of housing is ideal for seniors who are in good health and do not require constant medical attention. Independent living is also a great way for seniors to enjoy their golden years while still having access to a range of amenities and social opportunities.
How much does it cost to live in independent living, in the US?
The cost of independent living varies depending on the location, size of the living space, and the services provided. According to the AARP, the average cost of independent living in the US is around $3,500 per month. However, this cost can vary significantly depending on the location and the amenities offered.
Are independent living costs tax deductible/covered by insurance?
The cost of independent living is typically not covered by Medicare or private insurance. However, some expenses related to independent living may be tax-deductible, including expenses related to medical care and home modifications for medical purposes. It's best to consult with a tax professional for more information on what expenses may be tax-deductible.
Independent living offers senior citizens an appealing choice to maintain their independence while taking advantage of various amenities and social opportunities within a secure environment. The cost of independent living depends on the location and the services provided, but many communities offer a variety of amenities designed to provide residents with a comfortable and enjoyable lifestyle. Although independent living costs are usually not covered by insurance, some expenses related to medical care and home modifications for medical purposes may be tax-deductible.